Memo transaction

Post memo No, no coins. They, and users, will have to open an account at Bakkt. Users load some coins into it, and pay at Starbucks with Bakkt app. The $ amount is debited from user's account.
Reply to memo 4abc3c79e302158d4c70bc6998ac8008a6eefae487b6a1ae4f27e774f07c952b