Transaction ID aa5b0a14203ab109958fc588ebe815b8e4e68c28999ea671c6b3d4b85b0c586d

Memo transaction

Post memo BIP39 mnemonic should be provided to the user and forgotten. The Memo password should encrypt the XPRV for this specific account and should be unlocked on each session.
Reply to memo 6d9f794f09d12af35743f7ccaa1c7945ebe64ee7353ac6f2d619d5c108830925