Memo transaction

Post memo I got a chance to ask Amaury questions about the IFP. He provided lots of clarity in the last dev meeting: https://www.youtube.com/watch?v=__gbnF9-J6A
Reply to memo 2c2738e8be8619e2e1e68ab19d2074967c9fee6c13fdbc708783c79903bb6d0b