Transaction ID 224ce6f4bd776c2ce194ea5d7fe9bfa9a07bdd5b0b4ec72bf9723d53d6d80e44

Memo transaction

Post memo Generate BIP39 mnemonic, use that as seed to derive m/44'/145'/x' where x' is the service. Forget the root master and use the Memo pass to encrypt the XPRV of this account.
Reply to memo 2060e0b91af2bd3c2d8e21fb4ec21f6b7aa901cc28c99e11671e9b4340214e4d